Recent Posts In: Financial Factory

Financial Physics – Part I

Author: Russell Holcombe

If you’ve never heard of financial physics, no worries, it’s just like regular physics. There are fundamental laws of cash flow that apply to every situation. It does not matter if you...

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Bricolage

Author: Russell Holcombe

Bricolage is a French word every financial planner should be familiar with. The core meaning of the word is to be creative and resourceful with whatever materials at hand regardless of their original...

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Circles in the Dark

Author: Russell Holcombe

A blindfolded human being will walk in circles, not a straight line. We hear stories about lost hikers walking in circles for days which seems odd since walking a straight line seems like it should...

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Slave, Save and Die – In that Order

Author: Russell Holcombe

Sounds exciting. Living your entire life forever postponing life. This is the path the financial factory needs you to follow. Every story they tell reinforces the money myth. The goal of this of...

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The Deferred Happiness Model

Author: Russell Holcombe

You can’t escape them.  The “experts” are everywhere, on TV and radio – gurus like Clark Howard, Suze Orman, and Dave Ramsey distribute financial advice to the aspirational.  In almost...

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Financial Advisor, M.D.

Author: Russell Holcombe

When was the last time you went to the doctor because you felt great? The impetus for making that appointment is usually preceded with discomfort, pain, or just a general sick feeling. Normalcy...

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The Unintended Consequence

Author: Russell Holcombe

If you’re not from the South, that strange vine that seems to permeate every vacant space is called Kudzu (http://en.wikipedia.org/wiki/Kudzu).  Native to southern Japan and southeast China,  it...

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Welcome to the Only Get Rich Once Blog!

Author: Russell Holcombe

A lot has happened in the three months here at Holcombe Financial. We had a wonderful turnout for our open house. We welcomed Marcia Mayoue to the firm and at the same time showed off our new office....

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Painting Your Picture

Author: Russell Holcombe

I read a loosely translated Japanese Proverb from the Zappos Twitter feed. It made me think about issues faced by many when it comes to financial planning. “Vision with execution is a daydream....

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Focus on the Right Emotion

Author: Russell Holcombe

Emotion is a powerful driver of behavior. In The Happiness Hypothesis, Jonathan Haidt discusses the relationship between logic and emotion. Logic is the rider on the elephant and your emotion is the...

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Cloudy with a Chance of Profit

Author: Russell Holcombe

The weather is actually a perfect metaphor. The financial markets operate with absolute autonomy. Predictions have no bearing on what will occur. It will rain when it rains, it will stop when it...

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Moniphany

Author: Russell Holcombe

An epiphany is generally associated with a type of awakening. An exact moment in time where everything we’ve held as true is proved false. It is the day we change. “Shock” best describes the...

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The Solution Problem

Author: Russell Holcombe

Nobody would buy a solution to a problem they don’t have. Unfortunately, business is marketing. The pharmaceutical industry and the financial factory have plenty in common. They create ailments and...

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