Recent Posts In: Cash Flow

How big of a check can you write TODAY?

Author: Russell Holcombe
Cash Flow Stress Test

Burn rate is a phrase I have always hated; it has rather morbid implications. I first encountered the term while working with dot com executives in the late 1990s who effortlessly dropped the term to...

Continue Reading

Seduced by Homo Fictus

Author: Russell Holcombe

We are addicted to stories. Stories are so fast they can outrun reality. Even in our sleep we tell ourselves stories. The term “Homo Fictus” explains it best. This is the name given by Jonathan...

Continue Reading

Our very first video blog!

Author: Russell Holcombe

I still love the power of the written word but some concepts are hard to explain in 2 paragraphs. Fortunately, video allows us to deliver a complex message in less than 2 minutes. So we brought...

Continue Reading

The Perpetual Income Stream

Author: Russell Holcombe

As a child, each of us had dreams of who we wanted to be and what we wanted to accomplish. As we mature, we begin to lose sight of those dreams and aspirations as the daily reality of life takes up...

Continue Reading

Financial Physics – Part III

Author: Russell Holcombe

15% profitability is your breakeven Why do businesses need a profit? To stay in business! Profits are used to expand, to invest in new ideas, to replace old equipment, and to hire new employees....

Continue Reading

Financial Physics – Part II

Author: Russell Holcombe

Never pay fixed bills with variable money In the second law of financial physics, we move our discussion to the importance of understanding cash flow. In my years of advising clients, I have noticed...

Continue Reading

Financial Physics – Part I

Author: Russell Holcombe

If you’ve never heard of financial physics, no worries, it’s just like regular physics. There are fundamental laws of cash flow that apply to every situation. It does not matter if you...

Continue Reading

Bricolage

Author: Russell Holcombe

Bricolage is a French word every financial planner should be familiar with. The core meaning of the word is to be creative and resourceful with whatever materials at hand regardless of their original...

Continue Reading

The Deferred Happiness Model

Author: Russell Holcombe

You can’t escape them.  The “experts” are everywhere, on TV and radio – gurus like Clark Howard, Suze Orman, and Dave Ramsey distribute financial advice to the aspirational.  In almost...

Continue Reading

69 Days, 33 Miners, 1 Cave

Author: Russell Holcombe

The excavation of 33 miners from a Chilean cave will go down as an amazing feat. Never before have so many miners been trapped for so long and survive. One cannot avoid the obvious questions. How did...

Continue Reading

The Power of Financial Redundancy

Author: Russell Holcombe

In my upcoming book, You Should Only Have to Get Rich Once, we detail why flying represents the ultimate form of trust. Each time we taxi down a runway we hope the pilots and mechanics did their...

Continue Reading