Controlling the Uncontrollable

When you really think about it, the only thing absolutely outside of our control or influence is the weather. The weather does whatever it wants to do, whenever it wants to do it. All we can do is respond – but is this really all? In his forthcoming book entitled, “Why Not You?”, author Rich

Dallas to Flagstaff

 “What’s that noise?”   “Not sure, heard it over Dallas but then it went silent again.” Taylor and co-pilot Billy Short where headed to Flagstaff Arizona, 257 passengers on board and a plane full of fuel.  An inconvenient noise became an in-flight emergency.  “(Master Warning Chime) We have an in-flight emergency – need clearance to land

The Certainty of Uncertainty

In response to PepsiCo announcing they will cut 8,700 jobs in 2012, PepsiCo CEO Indra Nooyi said the following, “When the only certainty is uncertainty the whole guidance thing becomes a challenge.” Nooyi continued, “This will be a transitional year…anything you do in short-term just to meet short-term guidance would be detrimental to the company


Bricolage is a French word every financial planner should be familiar with. The core meaning of the word is to be creative and resourceful with whatever materials at hand regardless of their original purpose. To be able to adjust and innovate in real time. Musicians call it “playing by ear.” A chef uses bricolage in

Learning from Failure

Mike Kryzewski or Coach K is the winningest basketball coach in NCAA history, a graduate of West Point and arguably one of the smartest people in sports. Why was he so successful? He believes in failure. His philosophy was forged at West Point where you go to learn to fail in the classroom so you

Finding the Perfect Picture

My good friend Dewitt Jones, who was instrumental in helping me set the course for the book, just recently spoke at an event in Chicago. If you have not seen Dewitt speak, it is something I highly recommend. Dewitt was a photographer for National Geographic for over 30 years. In the hundreds of events he

Know Your Finish Line

Once you’re wealthy, is there ever a reason to become unwealthy again? According to Datamonitor, millionaires in the U.S. lost $1.2 trillion in portfolio value of assets between 2007 and 2009. The U.S. lost over 4.5 million of affluent individuals. In other words, 4.5 million people who were considered affluent in 2007, were no longer

“I Enjoyed Being Shot”

On the outskirts of Bogota, Columbia stands a company whose mission is to keep you alive. They sell golf shirts, handmade suits, bedspreads and even Bibles, seems pretty unremarkable, but what makes this company unique is all these items are “bullet-proof.” Owner, Miguel Caballero, has more than two hundred employees, and all of them have

The Piano and the Presidency

Legend has it that after a late night concert at New York’s famed Blue Note Club, the great jazz musician Duke Ellington was approached by a much younger aspiring pianist. The pianist asked, “How do you master everything you play, Mr. Ellington?” to which he replied, “Actually son, I only play what I’ve mastered.” When