Archive: Yield Posts

Playing Soccer on a Live Minefield

The chase for yield is dangerous.  Many people who didn’t plan properly are hurting because low interest rates were the one thing that breaks every financial plan. Low interest rates and deflation are practically impossible to protect against unless you’re fortunate to have a pension or payments not based on interest rates.  Few are that

The Deferred Happiness Model

You can’t escape them.  The “experts” are everywhere, on TV and radio – gurus like Clark Howard, Suze Orman, and Dave Ramsey distribute financial advice to the aspirational.  In almost every single case the financial advice given tells you that if you don’t save today, you will be broke tomorrow.   Really? I just sat with